Have you made your holiday list yet? Have you started shopping for your loved ones? Americans are expected to spend more than $630 billion on holiday shopping this season. Before you buy, consider the impact each potential gift will have on your loved ones.

In 2014, the average person celebrating Christmas, Hanukkah, and/or Kwanzaa spent more than $750.00 on gifts and holiday decor. Many people feel stressed out as they try to come up with the perfect gifts to purchase for their family and friends. Ironically, a recent CBS News poll found that one out of three of Americans think they have too much stuff.